aTypical Joe: a gay New Yorker living in the rural South

Tuesday, April 15, 2008

Health Insurance in America: Dying for Coverage

Facing South reports on a recently released report from Families USA, Dying for Coverage, finding that in all 50 states the number of uninsured and the estimated number of deaths is directly related to lack of health insurance:

A study by the Institute of Medicine, tha basis for the Family USA report, found that uninsured adults are 25 percent more likely to die prematurely than adults with private health insurance. Another academic study found that lack of health insurance is the third leading cause of death, following heart disease and cancer, for uninsured adults between the ages of 55 and 64.

While the percentage of uninsured, working age (25-64) people in the South reported by Families USA in 2006 (20.5%) is similar to overall U.S. percentage of uninsured in the same age group reported by the U.S. Census (19.9%), several Southern states have a significantly higher percentage of uninsured.

For example, the Families USA report found that Louisiana had the highest rate of uninsured among working people at 26.2%. Florida (25.3%), Arkansas (23.2%), and Mississippi (22.1%) also exceeded the regional and national rates. Virginia (15.1%) and West Virginia (16.5%) are well below the regional and national rates.

Other state reports from around the South on the percentage of uninsured working age people include Alabama (20.1%), Georgia (19.7%), Kentucky (19.0%), North Carolina (21.1%), South Carolina (19.7%), and Tennessee (18.3%).

The U.S. Census report shows that the South has the highest percentage of uninsured overall, 19.0%, as compared to 11.4% in the Midwest, 12.3% in the Northeast, and 17.9% in the West.

When you add it all up, there are nearly 8.5 million working age people in the South without health insurance. Even more disturbing, the Families USA report attributes nearly 52,000 premature deaths to lack of health insurance in these states between 2000 and 2006.

Meanwhile, in my ongoing war with SHPS, Ms. Quigley wrote me back summarizing my calls but said nothing about my $179 in reimbursement (not did she answer my question about making those calls available to me—like I expected she would???). It’s now 14 business days after providing the required documentation and I have not been reimbursed.

I’ll spare you the snippy email I sent in response. Flexible Spending Accounts are another Republican corporate welfare program masquerading as a healthcare tax benefit. SHPS is making money—my money! I’ve not gotten the benefit. It’s a scam!